Commercial property finance needn’t be overcomplicated for experienced investors. Our knowledgeable relationship managers are here to help you continue building your investment portfolio through straightforward and simple solutions.

We understand no two commercial deals or borrowers are the same, and that’s why we take the time to understand each transaction we finance.

Lending Criteria


Short term leases or licences are acceptable.


Interest only options available.


Equity release purposes allowed as well as purchase and refinance (up to 100% of costs).

Long-term committed terms, up to 25 years.

Long-term committed terms, up to 25 years.


No valuation fee payable until loan is approved.


Borrowers can be registered in Crown dependencies.


Lending available in England, Scotland or Wales.

Key Features

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Up to 70% LTV

Up to 70% LTV of open market value.

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Experienced property investors

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Up to £15m borrowings

Up to £15m borrowings per customer with no restriction on property numbers.

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Terms from 12 months to 25 years

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Personal guarantees

Personal guarantees requested from business owners/directors but are not always mandatory.

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Corporate borrowers

Corporate borrowers must be registered in the UK or Crown dependencies.

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UK residents

Borrowing in personal names or partnerships must be to UK residents.

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First legal charge

Secured by way of a first legal charge on a property located in England, Scotland or Wales.

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Freehold and leasehold properties

Both freehold and leasehold properties are acceptable security.

Haven’t quite found what you’re looking for?

Take a look at our FAQs, Helpful Documents or download the Product Guide.

Prefer to talk things through?
Get in touch with our Property Finance Team:

Call us on:

0344 225 3800*

Fax us on:


email us at:
Find us at:

Cambridge & Counties Bank
Charnwood Court
5B New Walk
Leicester LE1 6TE

Please note this a postal address not a branch

*Calls may be recorded for training purposes and to improve the service we provide

Already a customer?
Please email [email protected]

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    Types of projects we finance

    Commercial Property

    Residential Property

    Semi-Commercial Property

    Cambridge & Counties Bank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm registration number 579415. Our authorisation can be checked at the Financial Services Register at

    Cambridge & Counties Bank Ltd Registered Office: Charnwood Court, 5b New Walk, Leicester England, LE1 6TE. Registered in England and Wales No. 07972522.

    VAT Registration Number GB 208354420.