We believe that living abroad shouldn’t be an obstacle when you want to buy property in the UK. Our expat buy-to-let mortgages have been especially created to offer you a straightforward solution when you’re investing in UK properties by either new purchases, refinancing existing properties or releasing equity

Lending criteria


70% LTV

Maximum 70% LTV of open market value.


No property

Up to £15m borrowings per customer with no restriction on property numbers.


UK entity

Borrowers must be a UK entity or in personal name(s).


Experienced property investors


Terms from 12 months to 30 years


First legal

Secured by way of a first legal charge on a property located in England, Scotland or Wales.


Interest only available up to 10 years


Personal guarantees

Requested from business owners/directors but are not always mandatory.

Key features

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No need to travel to the UK

All identification and paperwork can be signed and witnessed by a legal firm on the Global 500 list so you don’t need to travel to the UK.

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Equity release

Equity release purposes allowed as well as purchase and refinance.

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Interest only options available

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Long term loans

long term committed loans, up to 30 years.

Our funding solutions

Commercial property

Residential property

Mixed-used property

Haven’t quite found what you’re looking for?

Get in touch with our experienced team or take a look at our Useful documents and FAQs page.

Call us on:

0116 402 9194

email us at:
Find us at:

Cambridge & Counties Bank
Charnwood Court
5B New Walk
Leicester LE1 6TE

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Cambridge & Counties Bank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm registration number 579415. Our authorisation can be checked at the Financial Services Register at www.fca.org.uk.

Cambridge & Counties Bank Ltd Registered Office: Charnwood Court, 5b New Walk, Leicester England, LE1 6TE. Registered in England and Wales No. 07972522.

VAT Registration Number GB 208354420.