Commercial Investment
Straightforward solutions to make your pension savings work even harder
As a business owner or experienced investor buying your own trading premises or a commercial investment property via your pension fund can be a tax efficient way in which to borrow. This straightforward and simple solution also offers you the opportunity to preserve capital that you may want to use for other projects.
Lending criteria
Maximum 70% LTV based on market value
Up to £15m borrowings per customer with no restriction on property numbers
Secured by way of a first legal charge on a property located in England, Scotland or Wales
Experienced property investors or owner occupiers
Terms from 12 months to 25 years
Pension Administrator to confirm that the scheme’s borrowing is within the current HMRC guidelines.
Interest only available up to 10 years
Borrowers must be in an approved HMRC pension scheme (e.g. SIPP/SSAS)
