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180 Day Notice Account

A straightforward account offering good value. No hidden extras. Invest between £10,000 and £3m. 180 days’ notice to withdraw your funds.

A cash balance in your business account is nice to have but it’s even better if it makes extra money for you. Move some of your cash across to one of our Notice Accounts and you can earn attractive rates of interest. And if you do need to access your funds all you have to do is give us 180 days’ notice.


Gross/AER variable
Invest between
£10,000 & £3m
180 days’
notice to withdraw your funds
No early withdrawals

Key features

Never pay to transact on your account
Speak directly to our UK team
Simple application process

Key Features

Never pay to transact on your account
Speak directly to our UK team
Simple application process


Summary box

Account Name

180 Day Notice Business Savings Account Issue 2

What is the interest rate?
  • Where all the conditions are met, the interest rate will be 1.55% Gross/AER (monthly 1.54%) variable.
  • Where one or more conditions are not met, the interest rate will be 0.1% Gross/AER variable.
  • We calculate interest daily and on 30th April every year, we add that interest to your account.
  • With an account where interest is paid monthly, we will pay the interest into your account on the last day of each month. Interest is always paid as a gross amount.
  • Interest can be added to your Notice Account or to your existing nominated business current account.
Can Cambridge & Counties Bank change the interest rate?

The rate is variable, which means that Cambridge & Counties Bank can change the interest rate
on the account.

We won’t simply change the rate but the circumstances in which Cambridge & Counties Bank has
the right to change the interest rate are explained in the Terms & Conditions, section 15.

What would the estimated balance be after 12 months based on a £10,000 deposit?

£10,155 After 12 Months

This figure is based on an initial £10,000 deposit, and retaining that balance for 12 months and
not making any withdrawals and the interest rate remaining the same.

How do I open and manage my account?
  • You’ll need to make a minimum deposit of £10,000, the most you can deposit is £3m (£7.5m per entity overall with Cambridge & Counties Bank). This is a condition of the account.
  • If the balance of the account drops below £10,000, the interest rate will drop to 0.10% Gross/AER on the balance.
  • The initial deposit must come from your nominated business current account by cheque or transfer. Once you have made your initial deposit, any deposits or withdrawals must be via your nominated business current account.
  • It’s easy to apply using our application form which is available on our website, or call our team on 0344 225 3939* and we can send you one.
  • You can apply for an account if you are a UK based Sole Trader, Partnership, Limited Company, Limited Liability Partnership, Charity, Society, Club, Association, Trust or Parish Council.
  • All account holders must be aged 18 or over, resident in the UK and only liable to pay tax in the UK.
  • You can manage your account via our online account access facility, or by post.
  • To contact us about your account, email [email protected] or call us on 0344 225 3939 and speak to our UK-based team who will be available to take your calls between 9am-5pm.
Can I withdraw money?

If you would like to make a withdrawal, you will need to give 180 days’ notice by post, fax or email. Once the notice period has passed, we’ll transfer the agreed funds to your nominated business current account. We use a faster payment system so the funds will appear in your account on the following working day. Early withdrawals can’t be made by paying an interest penalty, the full notice period must be given.

Additional Information
  • Changed your mind? If you are a micro-enterprise or charity, with an annual income of less than £1m, you can close your account within the first 14 days of the account opening date, without paying any penalty.
  • Statements are issued annually on the anniversary of the account opening. Statements can
    be issued monthly or quarterly on request.
  • Interest is paid without the deduction of tax (gross).
  • AER (Annual Equivalent Rate) illustrates what the interest rate would be if the interest was
    paid and compounded once each year.
  • We’re a member of the Financial Services Compensation Scheme (FSCS). The FSCS protects the deposits of customers and organisations. Cambridge & Counties Bank does not share a licence with any other institution and therefore eligible parties are entitled to the full amount of cover with us. For more information and to check eligibility please view the FSCS leaflet or visit the FSCS website:


To apply download our
application form

Terms & conditions

The completed application form should be sent with a cheque drawn on your existing current account (made payable to the name of your organisation) to:

Cambridge & Counties Bank, Savings Account Opening
Charnwood Court, New Walk, Leicester LE1 6TE

If you are unable to send a cheque with your application, you must send an original bank statement (dated in the last 12 months) for your nominated current account.

You do not need to send any identification documents with your application at this stage as we use an electronic identification process. If we are unable to verify the identity of any of the account parties, we will be in touch to confirm the additional documents we need. Please find our Privacy Notice here.