Page 7 - CCB_Full-Annual-Report-2021
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                                                                Impairment                                         Contents

                                                                coverage
 Strategic Report                                               1.5%
                                                                                                                   Contents





                                                                2020: 1.5%                                         Strategic Report

 Summary of Key
 Performance Metrics



 Total equity                                     Cost of risk
 £ 164m                                           38bps




 2020:  150m                                      2020: 72bps                                                      Corporate Governance Statement
 £
 Pre-tax profit  Total capital ratio
 £ 18.5m  23.0            %




 2020:  11.2m  2020: 24.3 %
 £



 Customer                                                       Common equity

 deposit balances                                               tier 1 capital ratio                               Independent Auditor’s Report

 £ 1,026m                                                       19.9           %



 Gross lending  2020:  917m  Cost to                            2020: 20.7 %
 £
 balances                    income ratio

 £ 993m                      51.0           %




 2020:  841m                 2020: 55.6 %                                                                          Financial Statements
 £
 Gross new                                                                  Liquidity

 lending                                                                    coverage ratio

 Net interest  £ 323m                                                       287           %
 margin   ROCE ratio
 3.8 %  2020:  220m  9.5 %                                                  2020: 419 %                            Notes to the Financial Statements
 £


 2020: 3.7 %  2020: 6.4 %
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