Page 7 - 86395_CCB - 2024 Annual Report (web)
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              Total Equity

               £240m               £215m











               2024                2023






              Net interest margin                   Cost of risk


               4.9% 5.4%                             42bps 67bps

               2024         2023                     2024            2023














              Defi nitions:
              Return On Capital Employed (ROCE) – Profit after tax/average Total equity (Retained Earnings+ Fair value through other comprehensive income

              reserve (FVOCI) +Ordinary Shares+AT1 capital) (at the start and end of the period). 2023 previously reported 15.6% excluding FVOCI reserve.
              Net interest margin – net interest income / average interest earning assets (at the start and end of the period)
              Cost of risk – loan loss impairment charge/ average gross lending balance (at the start and end of the period)
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