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Annual Sustainability Report  3



            CONTENTS                                                                                                                  AN INTRODUCTION











            An Introduction                              3                                                                            Chairman

            Our Purpose                                  4
                                                                                                                                      The Bank’s core strategy remains servicing the
            Our B Corp Score                             6                                                                            SME real estate and asset finance markets with

            Impact Summary                               8                                                                            manually underwritten focused products. We remain
                                                                                                                                      strongly committed to a customer centric lending
            Customers                                   10
                                                                                                                                      process based on enduring relationships with
            Colleagues                                  12                                                                            clients and brokers.

            Community                                   15                                                                            Good environmental, social and governance

            Environment                                 18                                                                            operating standards and reporting are a central part
                                                                                                                                      of our strategy. Securing membership of B Corp was
            Governance                                  20
                                                                                                                                      a highlight. Holding ourselves to account against
            2024 Ambitions                              23                                                                            independently set standards is a central part of our
                                                                                                                                      ethos, particularly in an area such as ESG where,
                                                                                                                                      rightly, our customers, shareholders and colleagues
                                                                                                                                      expect high standards.




                                                                                                                                      CEO

                                                                                                                                      Our unique culture is key to the success of Cambridge
                                                                                                                                      & Counties Bank. Our people are actively involved
                                                                                                                                      in leading initiatives beyond our products and
                                                                                                                                      services; including charity engagement, leading
                                                                                                                                      green initiatives, and community social events.
                                                                                                                                      They underpin our passion to make a positive impact
                                                                                                                                      on society and the communities in which we operate,
                                                                                                                                      and I was delighted this was recognised in our B Corp

                                                                                                                                      certification received last year.
                                                                                                                                      The unwavering commitment, energy, and expertise
                                                                                                                                      of our people, coupled with strong relationships and
                                                                                                                                      focus on customer service, represent the essence of
                                                                                                                                      our culture and purpose, and I extend my enormous

                                                                                                                                      thanks to everyone across the Bank for their significant
                                                                                                                                      contribution to making positive economic, social and
                                                                                                                                      environmental impacts.








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