Fixed rate loans for solid foundations in text

Give your client the certainty for their residential property projects with our five-year fixed rate loans starting from 6.49%*

Our fixed rate loan offering provides even more security for your client’s residential property portfolio. With loans starting from £750,000, and terms of 12 months to 30 years, it’s a great property finance solution with a rate that stays solid.

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Two rates available with the same excellent service

We have two fixed rate loan options for your client to choose from, they can take advantage of the same benefits whichever option they select.

  • A dedicated business development manager as a single point of contact
  • Assistance in shaping and securing the perfect deals
  • Our manual underwriting process
  • No valuation fee payable until the loan is approved
  • A quick and simple application process
  • Exceptional service from an extremely knowledgeable team

Here's everything you need to know about our fixed rate loans:

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Fixed rate option 1

Residential lending

6.79% fixed for 5 years,

thereafter reverts to base rate + 3.65%

4% arrangement fee (1% split to the broker)

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Fixed rate option 2

Residential lending

6.49% fixed for 5 years,

thereafter reverts to base rate + 3.65%

2% Arrangement fee (1% split to the broker)

Residential only Terms of 12 months - 30 years
Up to 75% LTV Minimum loan of £750k
0.1% commitment fee to be paid at application ERCs: 3% | 3% | 3% | 2% | 1%
EPC rating A-C - If an element of refurbishment is required, then
must confirm the property can achieve grade A – C, and the
work should be completed within twelve months
Not available on commercial loans, holiday lets, HMOs, semi commercial, pension funding, refurbishment, or bridging
A maximum of £1m MV of any single property if located in any
other mainland UK region
A maximum of £2m MV of any single property if located in
London or the South East
Minimum £150k MV per property Sponsors to have 2 years property experience

For intermediary use only
*Subject to arrangement fee.
Terms & Conditions, lending criteria and restrictions apply. Rate can be withdrawn at any time.

Get in touch with our experienced team

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    For general enquiries please contact:

    Call us on:

    0344 225 3939

    email us at:
    Fax us on:

    0116 254 4637

    Find us at:

    Cambridge & Counties Bank
    Charnwood Court
    5B New Walk
    Leicester LE1 6TE

    Existing customers please contact:

    Call us on:
    email us at:
    Lock in our fixed rate while it lasts

    To find out more about our fixed
    rate loans, get in touch with a specialist today.