Give your client the certainty for their residential property projects with our five-year fixed rate loans starting from 6.49%*
Our fixed rate loan offering provides even more security for your client’s residential property portfolio. With loans starting from £750,000, and terms of 12 months to 30 years, it’s a great property finance solution with a rate that stays solid.
Two rates available with the same excellent service
We have two fixed rate loan options for your client to choose from, they can take advantage of the same benefits whichever option they select.
Here's everything you need to know about our fixed rate loans:
Fixed rate option 1
Residential lending
6.79% fixed for 5 years,
thereafter reverts to base rate + 3.65%
2% Arrangement fee (1% split to the broker)
Fixed rate option 2
Residential lending
6.49% fixed for 5 years,
thereafter reverts to base rate + 3.65%
4% arrangement fee (1% split to the broker)
| Residential only | Terms of 12 months - 30 years |
| Up to 75% LTV | Minimum loan of £750k |
| 0.1% commitment fee to be paid at application | ERCs: 3% | 3% | 3% | 2% | 1% |
| EPC rating A-C - If an element of refurbishment is required, then must confirm the property can achieve grade A – C, and the work should be completed within twelve months |
Not available on commercial loans, holiday lets, HMOs, semi commercial, pension funding, refurbishment, or bridging |
| A maximum of £1m MV of any single property if located in any other mainland UK region |
A maximum of £2m MV of any single property if located in London or the South East |
| Minimum £150k MV per property | Sponsors to have 2 years property experience |
For intermediary use only
*Subject to arrangement fee.
Terms & Conditions, lending criteria and restrictions apply. Rate can be withdrawn at any time.
To find out more about our fixed
rate loans, get in touch with a specialist today.