Working at Cambridge & Counties Bank.
As we continue to grow and develop, we’ll be looking for talented and passionate individuals to join our team.
Whether you are just launching your banking career or bringing your expertise with you, we’d love to hear from you.
Portfolio Manager
Location: South of England Salary: £50,000-£60,000pa
Working alongside the Regional Director (RD) you would provide an effective first line of defence in the Credit Risk Control processes, through the management of an existing portfolio of clients.
You would be responsible for the control and sanction, in line with the Bank’s Lending Policies and Procedures, of Credit submissions, annual Loan Reviews and management of any arrears concerns.
This would ensure the Bank’s exposure to Credit Risk remains acceptable, and there is no detrimental effect on the Bank’s secured position.
You would become a productive member of the Relationship team, assisting with the team’s motivation and general development.
This is a great opportunity for somebody to join a progressive and growing firm and if you have the necessary skills, we would like to hear from you.
About you
For this role you will need the following skills and experience:
- Experience in a customer facing, business development type role, managing your own time and a varied portfolio of customers.
- A proven record of credit analysis and decision making.
- A high level of financial and commercial awareness with excellent analytical and problem-solving skills.
- Negotiation skills and the ability to manage multiple tasks simultaneously.
- Excellent organisation and communication skills.
- An understanding of the relevant rules under the financial services acts.
- An understanding of Conduct Risk and Consumer Duty requirements.
- Maintain a high level of market awareness.
- Experience in Corporate Lending desirable.
What we offer
- 10% employer pension contributions
- Bonus Scheme
- 30 days’ holiday plus Bank Holidays
- Sell Holiday scheme
- Hybrid working policy as standard and other flexible working options welcomed
- Private Medical Insurance including optical and dental cover from day one
- Life Cover at 4x salary from day one
- Income Protection cover
- Salary Sacrifice Cycle to Work Scheme
- Salary Sacrifice Electric Car Scheme
- Interest-free personal loans for various purposes
- Perkbox membership (discounts on shopping, restaurants, cinema, and lots more)
- Enhanced Maternity and Paternity Pay policies Various learning and development opportunities available
- Free tea, coffee and milk
- Christmas and summer parties
- A Colleague Forum, a Green Environmental Action Team, Charities Committee and numerous opportunities to give back to the community, and more …
Diversity and Inclusion
Our aim is for our workforce to be truly representative of all sections of society and our customers, and for each employee to feel respected and able to give their best. We are committed to equal treatment of all colleagues and potential colleagues, including those with criminal records.
If you are successful in your application for employment, we will carry out pre-employment screening including use of the Disclosure and Barring Service (DBS).
For a full job description, please email [email protected]
Thank you.
ApplyCould a career at Cambridge & Counties Bank be for you?
New to banking?
We actively promote diversity of backgrounds and therefore so warmly welcome applications from those without any banking experience. We provide full training at all levels - you may be mid-career, looking for a change and have transferable skills, or just starting out and seeking a range of opportunities.
Experienced?
If you have existing experience in financial services, our specialist roles could be right for you. With a range of departments, you’ll be sure to find the perfect fit.
Currently studying?
We offer paid internships and work placement opportunities, giving you the chance to add some real experience to your CV. We also offer apprenticeships to all age groups across a number of areas of the bank.
At the very heart of our people is a shared identity and belief in what we are about and what we are doing. It’s vitally important to us.
We like to believe that it is our values and ethos that have shaped the behaviour and personality of Cambridge & Counties Bank.
We know how important it is to create an environment where individual differences and contributions from all our employees is recognised and appreciated. After all, our people are what makes us unique.
We believe in promoting inclusivity in our business, and are committed to equal treatment of all employees and candidates.
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