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Senior Credit Underwriter

We are looking for someone to join our Underwriting team, to assess the credit and risk profiles of customers within the Pensions/Professions/Real Estate market, ascertaining the acceptability of proposals and providing recommendations or alternative solutions where appropriate.

You would ensure that all recommendations for lending sanctions are compliant with the Banks, and regulatory policies. There would also be the opportunity to support the Team Manager, and Director of Credit, if required.

This is a great opportunity for somebody to join a progressive and growing firm, so if you would like to be part of a team where our focus is on satisfying the needs of the customer, then we would love to hear from you! ​ ​

About you ​

For this role you will need the following skills and experience:

• ​Significant previous experience as a Credit Underwriter in a Commercial Real Estate environment.
• A wide knowledge of the commercial environment and sector specialism including pensions, real estate lending and the SME market
• Knowledge of the relevant rules under the financial services acts
• Knowledge of the financial management and wider management standards and techniques
• A good understanding of Conduct Risk and Treating Customers Fairly requirements relevant to credit operations
• The ability to interpret and implement relevant guidance, ensuring compliance and due regard is paid to the interests of customers and customers are treated fairly. ​

What we offer ​

• 10% employer pension contributions
• 10% Profit Share Bonus scheme
• 30 days’ holiday plus Bank Holidays
• Sell Holiday scheme
• 50% of time Work from Home Policy as standard and other flexible working options welcomed
• Private Medical Insurance including optical and dental cover from day one
• Life Cover at 4x salary from day one
• Income Protection cover
• Salary Sacrifice Cycle to Work Scheme
• Salary Sacrifice Electric Car Scheme
• Interest-free personal loans for various purposes
• Perkbox membership (discounts on shopping, restaurants, cinema, and lots more)
• Enhanced Maternity and Paternity Pay policies
• Various learning and development opportunities available
• Free tea, coffee and milk
• Christmas and summer parties
• A Colleague Forum, a Green Environmental Action Team, Charities Committee and numerous opportunities to give back to the community, and more … ​

Diversity and Inclusion ​

Our aim is for our workforce to be truly representative of all sections of society and our customers, and for each employee to feel respected and able to give their best. ​ We are committed to equal treatment of all colleagues and potential colleagues, including those with criminal records. If you are successful in your application for employment, we will carry out pre-employment screening including use of the Disclosure and Barring Service (DBS). ​

For a full job description, please email [email protected]

Credit Portfolio Manager (Asset Finance Flow)

You would complete annual reviews for all accounts required under our Lending Policy and assist the with the preparation of appropriate MI reports.

This is a great opportunity for somebody to join a progressive and growing firm and if you have the necessary skills, we would like to hear from you.

About you

For this role you will need the following skills and experience:

• The ability to take ownership of tasks and to follow those tasks through to completion in a timely and efficient manner.
• Knowledge of the relevant rules under the financial services acts
• Knowledge of financial management and the wider management standards and techniques
• The ability to interpret and implement relevant guidance, ensuring compliance and due regard is paid to the interests of customers and customers are treated fairly
• Excellent oral / written communication and organisational skills

What we offer

• 10% employer pension contributions
• 10% Profit Share Bonus scheme
• 30 days’ holiday plus Bank Holidays
• Sell Holiday scheme
• 50% of time Work from Home Policy as standard and other flexible working options welcomed
• Private Medical Insurance including optical and dental cover from day one
• Life Cover at 4x salary from day one
• Income Protection cover
• Salary Sacrifice Cycle to Work Scheme
• Salary Sacrifice Electric Car Scheme
• Interest-free personal loans for various purposes
• Perkbox membership (discounts on shopping, restaurants, cinema, and lots more)
• Enhanced Maternity and Paternity Pay policies
• Various learning and development opportunities available
• Free tea, coffee and milk
• Christmas and summer parties
• A Colleague Forum, a Green Environmental Action Team, Charities Committee and numerous opportunities to give back to the community, and more …

Diversity and Inclusion ​

Our aim is for our workforce to be truly representative of all sections of society and our customers, and for each employee to feel respected and able to give their best. ​ We are committed to equal treatment of all colleagues and potential colleagues, including those with criminal records. If you are successful in your application for employment, we will carry out pre-employment screening including use of the Disclosure and Barring Service (DBS). ​

For a full job description, please email [email protected] ​

Credit Underwriter (Asset Finance Flow)

Location: Reading with hybrid working  Salary: £50,000-£55,000pa ​

The role is to support the Head of Credit Asset Finance Flow to ensure all credit application detail is as described and complies with Lending Policy.

The successful candidate will produce high quality investigation and provide recommendations & solutions to satisfy customer needs and business objectives. ​

You would also complete annual reviews for those required under Lending Policy and support with the preparation of appropriate MI reports. ​

If you have experience in underwriting, working knowledge of lending principles and credit analysis for small ticket transactions, then we’d love to hear from you! ​ About you ​

For this role you will need the following skills and experience:        ​

• Experience in underwriting and knowledge of the asset finance commercial environment including asset finance flow lending and the SME market.
• Knowledge of lending principles, credit analysis and underwriting methodologies for small ticket transactions.
• The ability to interpret and implement relevant guidance, ensuring compliance and due regard is paid to the interests of customers and customers are treated fairly.
• Knowledge of Conduct Risk and Treating Customers Fairly requirements relevant to credit operations.
• An understanding of the relevant rules under the financial services acts. ​ ​

What we offer ​

• 10% employer pension contributions
• 10% Profit Share Bonus scheme
• 30 days’ holiday plus Bank Holidays
• Sell Holiday scheme
• 50% of time Work from Home Policy as standard and other flexible working options welcomed
• Private Medical Insurance including optical and dental cover from day one
• Life Cover at 4x salary from day one
• Income Protection cover
• Salary Sacrifice Cycle to Work Scheme
• Salary Sacrifice Electric Car Scheme
• Interest-free personal loans for various purposes
• Perkbox membership (discounts on shopping, restaurants, cinema, and lots more)
• Enhanced Maternity and Paternity Pay policies
• Various learning and development opportunities available
• Free tea, coffee and milk
• Christmas and summer parties
• A Colleague Forum, a Green Environmental Action Team, Charities Committee and numerous opportunities to give back to the community, and more … ​ ​

Diversity and Inclusion ​

Our aim is for our workforce to be truly representative of all sections of society and our customers, and for each employee to feel respected and able to give their best. ​ We are committed to equal treatment of all colleagues and potential colleagues, including those with criminal records. If you are successful in your application for employment, we will carry out pre-employment screening including use of the Disclosure and Barring Service (DBS). ​

For a full job description, please email [email protected] ​