Our bridging finance offers short term funding solutions for experienced investors, to maximise a property’s potential via improved lettings or amendments to existing planning permissions. It can be used to acquire new assets, bridge a sale or as a longer term finance package.

Key features

tax efficient

Ability to easily convert into a long-term loan

No valuation fee

No valuation fee payable until loan is approved

short term

Maximum 18 month term


Interest roll-up options available


Lending available in England, Scotland & Wales

Lending criteria

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Commercial, up to 60% LTV of vacant possession

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Minimum loan £250k

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Corporate borrowers must be registered in the UK or Crown dependencies

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Residential, up to 70% LTV of vacant possession

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Loans up to £2.5m

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For borrowing in personal name(s), individual must be a UK resident

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Only available to experienced property investors

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Terms up to 18 months

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Secured by way of a first legal charge on a property located in England, Scotland or Wales

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Interest roll up option available within the maximum LTV criteria

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Personal guarantees requested from business owners/directors but are not always mandatory

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Our funding solutions

Commercial property

Residential property

Mixed-used property

Haven’t quite found what you’re looking for?

Get in touch with our experienced team or take a look at our Useful documents and FAQs page.

Call us on:

0116 402 9194

email us at:
Find us at:

Cambridge & Counties Bank
Charnwood Court
5B New Walk
Leicester LE1 6TE

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Cambridge & Counties Bank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm registration number 579415. Our authorisation can be checked at the Financial Services Register at www.fca.org.uk.

Cambridge & Counties Bank Ltd Registered Office: Charnwood Court, 5b New Walk, Leicester England, LE1 6TE. Registered in England and Wales No. 07972522.

VAT Registration Number GB 208354420.