Our buy-to-let finance is the perfect option for those looking to expand their property portfolio. We appreciate that every transaction is different and therefore we aim to understand individual requirements as every investors strategy is unique.

Key features

Icon of a horisontal line and up and down graph line

Fixed & variable rate options available (depending on the term)

no property limit

No limit to the number of properties you can own

equity release

Equity release for purchase and refinance

limited company lending

Limited company lending or individual name(s)

gifted depositis

Gifted deposits permitted (between family members)

large portfolios

Funding available for large portfolios and borrowings


Interest-only options available

No valuation fee

No valuation fee payable until loan is approved


Lending available in England, Scotland & Wales.

Interest rate options

illustration of up and down graph

Variable rate:
Terms from 12 months to 30 years

illustration of graph going in straight horizontal line

Fixed rate:
Terms of 3 or 5 years
(depending on the product)

Lending criteria

Feature Check mark

Up to 75% LTV of open market value

Feature Check mark

Minimum loan £250k in England and Wales

Feature Check mark

Minimum loan £500k in Scotland

Feature Check mark

Terms from 12 months to 30 years

Feature Check mark

Only available to experienced property investors

Feature Check mark

Up to £15m borrowings per customer with no restriction on property numbers

Feature Check mark

Personal guarantees requested from business owners/directors but are not always mandatory

Feature Check mark

For borrowing in personal name(s), individual must be a UK resident

Feature Check mark

Secured by way of a first legal charge on a property located in England, Scotland or Wales

Feature Check mark

Corporate borrowers must be registered in the UK or Crown dependencies

Haven’t quite found what you’re looking for?

Get in touch with our experienced team or take a look at our Useful documents and FAQs page.

    Send an enquiry

    Fields marked with * are mandatory.

    The personal information you supply to Cambridge & Counties Bank in this form will be processed in accordance with the Data Protection Act 2018 to help your enquiry. We may share this information with other departments, or law enforcement organisations to improve service delivery or for the prevention of crime and fraud where the law allows this. Further information on how we handle your personal information can be found on our Privacy page.

    For general enquiries please contact:

    Call us on:

    0344 225 3939

    email us at:
    Fax us on:

    0116 254 4637

    Find us at:

    Cambridge & Counties Bank
    Charnwood Court
    5B New Walk
    Leicester LE1 6TE

    Existing customers please contact:

    Call us on:
    email us at: