With staycations on the rise, the future potential of the UK’s expanding holiday home market is becoming popular.
Our holiday let mortgages are designed for properties that will be let out on a short-term basis. Built on an understanding of the market, we offer finance aimed at investors looking to buy and develop UK holiday lettings properties.
Key features
Fixed & variable rate options available (depending on the term)
Equity release for purchase and refinance
No valuation fee payable until loan is approved
Interest-only options available
Lending available in England, Scotland & Wales
Commercial loan interest rate options
Variable rate:
Terms from 12 months to 25 years
Fixed rate:
Terms of 3 or 5 years
Lending criteria
Lending criteria
- Terms 12 months to 25 years dependent upon the repayment type
- Available for properties such as holiday villages, holiday parks, complexes and owner occupier with C1 planning permissions
Lending criteria
- Terms 12 months to 25 years dependent upon the repayment type
- Available for single self-contained properties only, with no restrictive covenants regarding occupancy in place
- The property must be capable of being let on an AST basis and have an acceptable level of rental demand

Get in touch with our experienced property finance team
As a specialist property funder, we pride ourselves on using our expert knowledge and depth of understanding to provide common sense loan structures.
We shape each loan to suit your individual requirements because we know that every business has different needs.
Our funding solutions
Haven’t quite found what you’re looking for?
Get in touch with our experienced team or take a look at our Useful documents and FAQs page.
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