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Commercial property finance needn’t be overcomplicated for experienced investors. Our knowledgeable relationship managers are here to help continue building a portfolio through straightforward and simple solutions.

Key features

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Fixed & variable rate options available (depending on the term)

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Short term leases or licences are acceptable

No valuation fee

No valuation fee payable until loan is approved

equity release

Equity release for purchase and refinance

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Borrowers can be registered in Crown dependencies

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Lending available in England, Scotland & Wales

Interest rate options

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Variable rate:
Terms from 12 months to 30 years

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Fixed rate:
Terms of 3 or 5 years

Lending criteria

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Up to 70% LTV of open market value

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Minimum loan £250k in England and Wales

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Minimum loan £500k in Scotland

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Only available to experienced property investors

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Up to £15m borrowings per customer with no restriction on property numbers

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For borrowing in personal name(s), individual must be a UK resident

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Terms from 12 months to 25 years

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Corporate borrowers must be registered in the UK or Crown dependencies

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Personal guarantees requested from business owners/directors but are not always mandatory

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Secured by way of a first legal charge on a property located in England, Scotland or Wales

Download our product guide

Our funding solutions

Commercial property

Find out more

Residential property

Find out more

Mixed-used property

Find out more

Haven’t quite found what you’re looking for?

Get in touch with our experienced team or take a look at our Useful documents and FAQs page.

    Send an enquiry

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    If you are submitting an enquiry about a loan, please include a short description in your message (e.g. loan amount, property location, and property type).


    The personal information you supply to Cambridge & Counties Bank in this form will be processed in accordance with the Data Protection Act 2018 to help your enquiry. We may share this information with other departments, or law enforcement organisations to improve service delivery or for the prevention of crime and fraud where the law allows this. Further information on how we handle your personal information can be found on our Privacy page.

    For general enquiries please contact:

    Call us on:

    0344 225 3939

    email us at:

    Fax us on:

    0116 254 4637

    Find us at:

    Cambridge & Counties Bank
    Charnwood Court
    5B New Walk
    Leicester LE1 6TE

    Existing customers please contact:

    Call us on:

    0344 225 3800

    email us at:

    [email protected]

    Contact