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Our mixed-use loans can be an ideal investment solution for landlords looking to diversify from standard buy-to-lets or continue building their portfolio. Our options are flexible enough to meet the differing requirements of individual deals while still providing a simple and straightforward solution.

Key features

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Short term leases or licences are acceptable

No valuation fee

No valuation fee payable until loan is approved

equity release

Equity release for purchase and refinance

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Interest-only options available

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Lending available in England, Scotland & Wales

Lending criteria

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Up to 70% LTV of open market value

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Minimum loan £250k

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Terms from 12 months to 25 years (if the residential element of the property exceeds 60% floor coverage, the maximum term is 30 years)

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Corporate borrowers must be registered in the UK or Crown dependencies

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Only available to experienced property investors

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Up to £15m borrowings per customer with no restrictions on property numbers

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Personal guarantees requested from main directors/ shareholders but are not always mandatory

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For borrowing in personal name(s), individual must be a UK resident

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Secured by way of a first legal charge on a property located in England, Scotland or Wales

Download our product guide

Our funding solutions

Commercial property

Find out more

Residential property

Find out more

Mixed-used property

Find out more

Haven’t quite found what you’re looking for?

Get in touch with our experienced team or take a look at our Useful documents and FAQs page.

Call us on:

0116 402 9194

email us at:

Find us at:

Cambridge & Counties Bank
Charnwood Court
5B New Walk
Leicester LE1 6TE

Already a customer?
Take a look at our existing customers FAQs or contact us:

Call us on:

0344 225 3800

email us at:

[email protected]

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