Our mixed-use loans can be an ideal investment solution for landlords looking to diversify from standard buy-to-lets or continue building their portfolio. Our options are flexible enough to meet the differing requirements of individual deals while still providing a simple and straightforward solution.

Key features


Short term leases or licences are acceptable

No valuation fee

No valuation fee payable until loan is approved

equity release

Equity release for purchase and refinance


Interest-only options available


Lending available in England, Scotland & Wales

Lending criteria

Feature Check mark

Up to 70% LTV of open market value

Feature Check mark

Minimum loan £250k

Feature Check mark

Terms from 12 months to 25 years (if the residential element of the property exceeds 60% floor coverage, the maximum term is 30 years)

Feature Check mark

Corporate borrowers must be registered in the UK or Crown dependencies

Feature Check mark

Only available to experienced property investors

Feature Check mark

Up to £15m borrowings per customer with no restrictions on property numbers

Feature Check mark

Personal guarantees requested from main directors/ shareholders but are not always mandatory

Feature Check mark

For borrowing in personal name(s), individual must be a UK resident

Feature Check mark

Secured by way of a first legal charge on a property located in England, Scotland or Wales

Haven’t quite found what you’re looking for?

Get in touch with our experienced team or take a look at our Useful documents and FAQs page.

Call us on:

0116 402 9194

email us at:
Find us at:

Cambridge & Counties Bank
Charnwood Court
5B New Walk
Leicester LE1 6TE

Already a customer?
Take a look at our existing customers FAQs or contact us:

Call us on:
email us at:

    Send us a message

    The personal information you supply to Cambridge & Counties Bank in this form will be processed in accordance with the Data Protection Act 2018 to help your enquiry. We may share this information with other departments, or law enforcement organisations to improve service delivery or for the prevention of crime and fraud where the law allows this. Further information on how we handle your personal information can be found on our Privacy page.