Living abroad shouldn’t be a barrier to purchasing and managing property in the UK. Our expat buy-to-let finance gives you the ability to continue expanding your property portfolio by purchasing new property, refinancing or releasing equity and all whilst based abroad.

Key features


All identification and paperwork can be signed and witnessed by a legal firm on the Global 500 list so you don’t need to travel to the UK

limited or llp

Borrowing must be through limited company or LLP entities

tax efficient

Equity release for purchase and refinance

gifted depositis

Gifted deposits permitted (between family members)

no property limit

No limit to the number of properties you can own


Interest-only options available


Lending available in England, Scotland & Wales

No valuation fee

No valuation fee payable until loan is approved

large portfolios

Funding available for large portfolios and borrowings

Lending criteria

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Up to 70% LTV of open market value

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Minimum loan £250k

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Terms from 12 months to 30 years

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Corporate borrowers must be registered in the UK or Crown dependencies

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Only available to experienced property investors


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Up to £15m borrowings per customer with no restrictions on property numbers

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Personal guarantees requested from business owners/directors but are not always mandatory

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Secured by way of a first legal charge on a property located in England, Scotland or Wales

Our funding solutions

Commercial property

Residential property

Mixed-used property

Haven’t quite found what you’re looking for?

Get in touch with our experienced team or take a look at our Useful documents and FAQs page.

Call us on:

0116 402 9194

email us at:
Find us at:

Cambridge & Counties Bank
Charnwood Court
5B New Walk
Leicester LE1 6TE

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Cambridge & Counties Bank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm registration number 579415. Our authorisation can be checked at the Financial Services Register at

Cambridge & Counties Bank Ltd Registered Office: Charnwood Court, 5b New Walk, Leicester England, LE1 6TE. Registered in England and Wales No. 07972522.

VAT Registration Number GB 208354420.