Purchasing a commercial property that will be the trading hub of a business is a great way to invest in property and business at the same time. It can be a valuable asset as well as the key to supporting business growth. Our finance offers a simple solution, designed to meet the differing requirements of individual businesses.

Key features

standalone transactions

Standalone transaction, no need to move the trading current account

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Businesses with only 12 months trading considered

opco propco

Opco and propco structures are acceptable

equity release

Equity release for purchase and refinance

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Interest-only options available

No valuation fee

No valuation fee payable until loan is approved

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Lending available in England, Scotland & Wales

Lending criteria

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Up to 70% LTV of vacant possession value

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All borrowers must have been trading for a minimum of 12 months

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Up to £15m borrowings per customer with no restriction on property numbers

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Terms from 12 months to 25 years

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Personal guarantees requested from business owners/directors but are not always mandatory

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Corporate borrowers must be registered in the UK or Crown dependencies

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For borrowing in personal name(s), individual must be a UK resident

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Secured by way of a first legal charge on a property located in England, Scotland or Wales

Our funding solutions

Commercial property

Residential property

Mixed-used property

Haven’t quite found what you’re looking for?

Get in touch with our experienced team or take a look at our Useful documents and FAQs page.

Call us on:

0116 402 9194

email us at:
Find us at:

Cambridge & Counties Bank
Charnwood Court
5B New Walk
Leicester LE1 6TE

Already a customer?
Take a look at our existing customers FAQs or email [email protected]

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Cambridge & Counties Bank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm registration number 579415. Our authorisation can be checked at the Financial Services Register at www.fca.org.uk.

Cambridge & Counties Bank Ltd Registered Office: Charnwood Court, 5b New Walk, Leicester England, LE1 6TE. Registered in England and Wales No. 07972522.

VAT Registration Number GB 208354420.

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