A fixed rate account means you’ll always know where you stand. Ideal if you want a guaranteed return on your investment.


1.50% gross/AER fixed

Invest between £10k & £5m

No withdrawals

Key features

image for Speak directly to our UK team

Speak directly to our UK team

image for Simple application process

Simple application process

image for We accept applications from:

We accept applications from:

sole traders,
limited companies,
limited liability partnerships,
trusts and
parish councils

Summary box

Account name

2 year fixed rate business, trust and charity bond issue 18

What is the interest rate?

Where the balance on the account is £10k or more, the interest rate will be 1.50% gross/AER fixed.

Interest is paid annually. We calculate interest daily and add it to your account on the anniversary of opening, and on maturity.

Can Cambridge & Counties Bank change the interest rate?

The rate will remain fixed from when your account is opened until the end of the term.

What would the estimated balance be after 24 months based on a £10,000 deposit?

£10,302.25 after 24 months.

This figure is based on a £10,000 deposit, and all conditions of the account being met.

The projection is for illustrative purposes only and does not take into account individual circumstances.

How do I open and manage my account?


  • A minimum deposit of £10k must be made, with a maximum of £5m (£10m per entity overall with Cambridge & Counties Bank).
  • The deposit must come from the organisations nominated current account from a UK based bank or building society by transfer or cheque.
  • It’s easy to apply using our application form which is available on our website, or call us on 0344 225 3939 and we can send you one.
  • We accept applications from sole traders, partnerships, limited companies, limited liability partnerships, charities, societies, clubs, associations, trusts and parish councils who are based/incorporated in the UK and where they and any related organisations (e.g. parent companies) are liable to pay  tax in the UK only and are 18 years old or over.
  • We are not able to offer accounts to persons who may be liable to pay tax in other jurisdictions or pension schemes.


  • You can manage the account via our online savings service, by phone on 0344 225 3939 or by post.


  • To contact us about the account, email [email protected], use our online savings service or call our UK-based team on 0344 225 3939 who will be available to take your calls between 9am-5pm Monday to Friday, excluding Bank Holidays.

Can I withdraw money?

You cannot make withdrawals or close the account before the end of the term of the bond.
We will contact you 14 days before maturity to let you know the options available to you.

Transferred or reinvested funds to another Cambridge & Counties Bank account or returned funds to your nominated current account will be available on the maturity date. At the end of the term, if we don’t receive any instructions, the account will become an easy access account and the rate will reduce to a nominal, variable interest rate. You can then transfer funds to the nominated current account or to another of our accounts.

Additional information

  • The account Terms & Conditions contains the important information regarding this account. This document can be found on our website, ccbank.co.uk/frbt&c
  • AER (Annual Equivalent Rate) illustrates what the interest rate would be if the interest was paid and compounded once each year.
  • Interest is paid gross. It is your responsibility to pay any tax that may be owed to HMRC.
  • Accounts can be closed within 14 days of opening for micro-enterprises or charities with an annual income of less than £1m.


If you require further assistance, please call 0344 225 3939 and we will be happy to help you select the correct application form.

Please send the completed form to:

Savings Account Opening
Cambridge & Counties Bank
Charnwood Court
5B New Walk

Due to changes in regulation we may need to ask you for additional information to open your account. If we do, we will contact you once we've reviewed your application

You do not need to send any identification documents with your application at this stage as we use an electronic identification process. If we are unable to verify the identity of any of the account parties, we will be in touch to confirm the additional documents we need.

Account Terms & Conditions

Tariff of charges

Privacy notice

Cambridge & Counties Bank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm registration number 579415. Our authorisation can be checked at the Financial Services Register at www.fca.org.uk.

Cambridge & Counties Bank Ltd Registered Office: Charnwood Court, 5b New Walk, Leicester England, LE1 6TE. Registered in England and Wales No. 07972522.

VAT Registration Number GB 208354420.