Savings
Property Finance
Asset Finance
About Us
Contact
Help Centre

Bridging Finance

Short-term solutions to maximise your investment opportunities

Our Commercial Bridging Loan offers short-term funding solutions, for experienced investors, to maximise a property’s potential via improved lettings or amendments to existing planning permissions. You may also find a short-term solution like this is ideal as a simple stop-gap to facilitate an immediate sale into a generic loan structure or make things unnecessarily complicated as some funder do. We'll work with you to discover the ideal solutions to support your expanding portfolio.

Lending criteria

Experienced property investors
Maximum term 18 months
Loans from £150k to £2.5m
Personal guarantees required from business owners/directors
Maximum LTV 60% based on the lower of the purchase price or acceptable vacant possession valuation
Interest roll up option available within the maximum LTV criteria
Secured by way of a first legal charge on a UK located property (excluding Northern Ireland)
Borrowers must be a UK registered company, Limited Liability Partnership or be using personal names

Key features

Interest roll-up options available
Maximum 18-month term
Dual legal representation available to reduce draw down times
Ability to convert a Bridging Loan directly into a Commercial Investment Loan

Key Features

Interest roll-up options available
Maximum 18-month term
Dual legal representation available to reduce draw down times
Ability to convert a Bridging Loan directly into a Commercial Investment Loan

Why choose us?

At Cambridge & Counties Bank we know that investment opportunities don’t always fit with a long-term committed loan structure. A short-term loan can allow you to secure a property before using your expertise to enhance its value. Our experienced front line and manual underwriting teams have a wide knowledge of the sector so they understand the potential of these properties. We offer a fast and reliable solution which is crucial when striving to ensure properties can be secured quickly or maximum value can be extracted from their potential.

Useful information