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Our buy-to-let finance is the perfect option for those looking to expand their property portfolio. We appreciate that every transaction is different and therefore we aim to understand individual requirements as every investors strategy is unique.

Key features

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Fixed & variable rate options available (depending on the term)

no property limit

No limit to the number of properties you can own

equity release

Equity release for purchase and refinance

limited company lending

Limited company lending or individual name(s)

gifted depositis

Gifted deposits permitted (between family members)

large portfolios

Funding available for large portfolios and borrowings

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Interest-only options available

No valuation fee

No valuation fee payable until loan is approved

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Lending available in England, Scotland & Wales.

Interest rate options

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Variable rate:
Terms from 12 months to 30 years

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Fixed rate:
Terms of 3 or 5 years
(depending on the product)

Lending criteria

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Up to 75% LTV of open market value

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Minimum loan £250k in England and Wales

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Minimum loan £500k in Scotland

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Terms from 12 months to 30 years

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Only available to experienced property investors

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Up to £15m borrowings per customer with no restriction on property numbers

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Personal guarantees requested from business owners/directors but are not always mandatory

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For borrowing in personal name(s), individual must be a UK resident

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Secured by way of a first legal charge on a property located in England, Scotland or Wales

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Corporate borrowers must be registered in the UK or Crown dependencies

Haven’t quite found what you’re looking for?

Get in touch with our experienced team or take a look at our Useful documents and FAQs page.

Call us on:

0344 225 3939

email us at:
Find us at:

Cambridge & Counties Bank
Charnwood Court
5B New Walk
Leicester LE1 6TE

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