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Residential Investment

Holiday Let financing, tailored to you

Let’s face it, we all love holidays and with the future potential of the UK’s expanding holiday home market, we’ve invested time to reimagine buy-to-let mortgages for both portfolio and non portfolio landlords.

Built on an understanding of the market and by listening to our customers, we now offer financing aimed at investors looking to buy and develop UK holiday lettings properties. Wish you were here?
Get in touch today!

Lending criteria

Loans of up to £15m, with no restriction on property numbers
Terms from 12 months to 30 years
Maximum 70% LTV based on an independent professional valuation
Secured by way of a first legal charge on a UK property (excluding Northern Ireland)
No minimum earned income required (resilience to loan repayments must be demonstrated)
Unregulated loans only
Personal guarantees requested from business owners/directors

Key features

Available to portfolio and non-portfolio landlords
Interest only options available
Equity release for purchases and refinance (up to 100% of costs)
Gifted deposits permitted (between family members)
Available for business lending purposes
Sustainable for large portfolios and borrowings
Available in England, Wales, and Scotland

Key Features

Available to portfolio and non-portfolio landlords
Interest only options available
Equity release for purchases and refinance (up to 100% of costs)
Gifted deposits permitted (between family members)
Available for business lending purposes
Sustainable for large portfolios and borrowings
Available in England, Wales, and Scotland

Why choose us?

At Cambridge & Counties Bank we know that not all residential property deals are the same or fit into distinct credit criteria. Because of this, our experienced front line and manual underwriting teams work closely to make sure we structure the ideal loan for your requirements. Everything we do is underpinned by our personal service that is truly first class.

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