Careers

Credit Underwriter, Asset Finance

Location: Leicester      Salary: negotiable

For this role you will assess the credit and risk profiles of customer applications, determining the acceptability of proposals and providing recommendations or alternative solutions where appropriate, that satisfy customer needs and business objectives. You will carry out an independent assessment of each case and prepare the relevant documents for an informed decision to be made by the Credit Underwriter.

About you

At the very heart of every Cambridge & Counties Bank person is a shared identity and belief in what we are about and what we are doing. It’s about how we see ourselves and what is important to us.

You will live our brand values. As such you will be an approachable, empathetic problem solver, with exemplary communications skills. You will avoid the use of unnecessary jargon and display an adaptable, “can-do” attitude. We seek the following core competencies in all our colleagues:

• An honest, clear and respectful communicator
• Innovative and open minded to change
• Self-motivated, accountable and results orientated
• A team player who actively seeks opportunities to collaborate across multiple disciplines
• Able to quickly build relationships with customers or stakeholders
• Clear ability to plan and prioritise to ensure targets are achieved or exceeded
• Non-judgemental and considerate of the impact of your behaviour and decisions on others

For this role you will also need the following skills and experience:

• Excellent analytical and problem-solving skills;
• A sound proven appreciation and working knowledge of lending principles, credit analysis and underwriting methodologies for SME asset finance transactions;
• An understanding of the relevant rules under the Financial Services Acts;
• Knowledge of the asset finance commercial environment and sector specialism including general asset finance lending and the SME market, together with other niche areas of asset finance;
• Knowledge of software packages that support lending admin (e.g. Vienna) is desirable but not essential.

Reward Package

• Generous pension contribution
• 27 days’ holiday plus Bank holidays
• Bonus scheme
• Private Medical, Life & Critical Illness cover
• Interest-free season ticket and personal loans
• Perkbox

Product Marketing Executive

Location: Leicester                      Salary: circa £20,000 pa

You will be supporting the Savings Marketing Manager in the delivery of the savings product plan by building an understanding of customers, brokers and their customer journeys whilst also understanding our competitors and their offerings whilst contributing to the compliant, on brand delivery of bank wide marketing campaigns and materials, utilising a customer centric approach. 

Day to day you will be responsible for completing competitor monitoring analysis, reviewing and analysing product performance, briefing collateral, communication requirements (such as letters and emails to our existing customers and broker contacts) and co-ordinating annual product reviews, ensuring the products are doing what they should be.

About you

At the very heart of every Cambridge & Counties Bank person is a shared identity and belief in what we are about and what we are doing. It’s about how we see ourselves and what is important to us. 

You will live our brand values. As such you will be an approachable, empathetic problem solver, with exemplary communications skills. You will avoid the use of unnecessary jargon and display an adaptable, “can-do” attitude. We seek the following core competencies in all our colleagues:

• An honest, clear and respectful communicator
• Innovative and open minded to change
• Self-motivated, accountable and results orientated
• A team player who actively seeks opportunities to collaborate across multiple disciplines
• Able to quickly build relationships with customers or stakeholders
• Clear ability to plan and prioritise to ensure targets are achieved or exceeded
• Non-judgemental and considerate of the impact of your behaviour and decisions on others

For this role you will also need the following skills and experience:

• Knowledge of marketing communication channels.
• Elevated levels of accuracy and attention to detail.
• Effective communication and interpersonal skills.
• Good time management and organisation skills.
• Ability to work autonomously, managing personal workload and priorities effectively.
• Computer literate including proficiency in using Microsoft Outlook, Word, Excel & PowerPoint.
• A degree or equivalent qualification in Marketing is desirable.
• An understanding of Conduct Risks & a customer first approach.

Reward Package

• Generous pension contribution
• 27 days’ holiday plus Bank holidays
• Bonus scheme
• Private Medical, Life & Critical Illness cover
• Interest-free season ticket and personal loans
• Perkbox