Savings Interest Rates
You will find the interest rates of our current product range and also all our previous issue products below.
Current Products
| Product | Issue Number | Date Launched | Annual Interest Rate Gross/AER | Monthly Interest Rate Gross |
|---|---|---|---|---|
| 5 Year Fixed Rate Business, Trust and Charity Bond | Issue 6 | 18/01/2019 | 2.50% Fixed | N/A |
| 2 Year Fixed Rate Business, Trust and Charity Bond | Issue 6 | 31/05/2019 | 2.00% Fixed | N/A |
The minimum balance for our current products is £10,000.
If a Fixed Rate Bond has matured and we have not received any instructions to close or transfer the account, the Bond will convert in to an Easy Access Account which currently pays 0.50% Gross/AER Variable.
Please note: We allow existing customers with previous issue products (excluding fixed rate bonds) to transfer to current products subject to meeting the terms & conditions of the new account. Where the new product has a notice period equivalent to, or longer than, the previous issue product held, this can be done immediately without having to wait for the notice period to expire. To do this, please apply for the new product and then contact us to transfer the funds.
Historical Interest Rates
To see our historical interest rates for our previous issue products please click this link.
| Issue Number | Rate From | Annual Interest Rate Gross/AER Variable | Monthly Interest Rate Gross Variable |
|---|---|---|---|
| Issue 1 & 2 | 04/02/2019 | 1.40% | 1.39% |
| Issue 4 | 04/02/2019 | 1.40% | 1.39% |
| Issue 5 | 15/08/2018 | 1.30% | 1.29% |
| Issue 6 ( previously 30 day Issue 1,2,3 & 4) | 04/02/2019 | 1.40% | 1.39% |
| Issue Number | Rate From | Annual Interest Rate Gross/AER Variable | Monthly Interest Rate Gross Variable |
|---|---|---|---|
| Issue 1 | 25/01/2019 | 1.40% | 1.39% |
| Issue Number | Rate From | Annual Interest Rate Gross/AER Variable | Monthly Interest Rate Gross Variable |
|---|---|---|---|
| Issue 1 & 2 | 25/01/2019 | 1.40% | 1.39% |
| Issue 3 & 4 | 25/01/2019 | 1.40% | 1.39% |
95 Day Business Notice Accounts
| Issue Number | Rate From | Annual Interest Rate Gross/AER Variable | Monthly Interest Rate Gross Variable |
|---|---|---|---|
| Issue 1, 2, 3 & 5 | 01/02/2019 | 1.75% | 1.74% |
| Issue 4 | 01/02/2019 | 1.75% | 1.74% |
| Issue 6 | 01/09/2018 | 1.75% | 1.74% |
| Issue 7 | 15/08/2018 | 1.50% | 1.49% |
120 Day Business Notice Accounts
| Issue Number | Rate From | Annual Interest Rate Gross/AER Variable | Monthly Interest Rate Gross Variable |
|---|---|---|---|
| Issue 1 & 2 | 01/11/2018 | 1.75% | 1.74% |
180 Day Business Notice Account
| Issue Number | Rate From | Annual Interest Rate Gross/AER Variable | Monthly Interest Rate Gross Variable |
|---|---|---|---|
| Issue 1 | 16/08/2018 | 1.65% | 1.64% |
| Issue 2 | 23/11/2018 | 1.55% | 1.54% |
| Issue Number | Date Launched | Date Withdrawn | Annual Interest Rate Gross AER Fixed |
|---|---|---|---|
| Issue 16 | 21/01/2018 | 08/02/2018 | 1.10% |
| Issue 17 | 09/02/2018 | 13/06/2018 | 1.30% |
| Issue 18 | 14/06/2018 | 08/07/2018 | 1.50% |
| Issue 19 | 22/06/2018 | 03/09/2018 | 2.10% |
| Issue 20 | 09/07/2018 | 15/11/2018 | 1.60% |
| Issue 21 | 15/11/2018 | 19/12/2018 | 1.70% |
| Issue 22 | 19/12/2018 | 09/01/2019 | 1.60% |
If a Fixed Rate Bond has matured and we have not received any instructions to close or transfer the account, the Bond will convert into an Easy Access Account which pays currently 0.50% Gross AER Variable.
| Issue Number | Date Launched | Date Withdrawn | Annual Interest Rate Gross AER Fixed |
|---|---|---|---|
| Issue 1 | 22/06/2018 | 08/07/2018 | 1.60% |
| Issue 2 | 09/07/2018 | 15/08/2018 | 1.70% |
| Issue 3 | 16/08/2018 | 15/11/2018 | 1.86% |
If a Fixed Rate Bond has matured and we have not received any instructions to close or transfer the account, the Bond will convert into an Easy Access Account which currently pays 0.50% Gross AER Variable.
| Issue Number | Date Launched | Date Withdrawn | Annual Interest Rate Gross AER Fixed |
|---|---|---|---|
| Issue 2 | 09/02/2018 | 08/07/2018 | 1.70% |
| Issue 3 | 09/07/2018 | 15/08/2018 | 1.85% |
| Issue 4 | 16/08/2018 | 19/12/2018 | 2.00% |
| Issue 5 | 19/12/2018 | 09/01/2019 | 1.80% |
If a Fixed Rate Bond has matured and we have not received any instructions to close or transfer the account, the Bond will convert into an Easy Access Account which currently pays 0.50% Gross AER Variable.
3 Year Fixed Rate Bond
| Issue Number | Date Launched | Date Withdrawn | Annual Interest Rate Gross AER Fixed |
|---|---|---|---|
| Issue 1 | 01/09/2016 | 22/12/2016 | 1.90% |
| Issue 2 | 23/12/2016 | 26/01/2017 | 1.60% |
| Issue 3 | 27/01/2017 | 29/06/2017 | 1.40% |
| Issue 4 | 30/06/2017 | 21/06/2018 | 1.70% |
| Issue 5 | 09/02/2018 | 15/08/2018 | 2.00% |
| Issue 6 | 16/08/2018 | 19/12/2018 | 2.20% |
If a Fixed Rate Bond has matured and we have not received any instructions to close or transfer the account, the Bond will convert into an Easy Access Account which currently pays 0.50% Gross AER Variable.
5 Year Business Fixed Rate Bond
| Issue Number | Date Launched | Date Withdrawn | Annual Interest Rate Gross AER Fixed |
|---|---|---|---|
| Issue 1 | 25/08/2015 | 11/08/2016 | 2.75% |
| Issue 2 | 16/10/2017 | 18/02/2018 | 2.20% |
| Issue 3 | 19/02/2018 | 15/08/2018 | 2.50% |
| Issue 4 | 16/08/2018 | 19/12/2018 | 2.75% |
| Issue 5 | 19/12/2018 | 17/01/2019 | 2.50% |
If a Fixed Rate Bond has matured and we have not received any instructions to close or transfer the account, the Bond will convert into an Easy Access Account which currently pays 0.50% Gross AER Variable.
| Issue Number | Rate From | Annual Interest Rate Gross/AER Variable | Monthly Interest Rate Gross Variable |
|---|---|---|---|
| Issue 1 & 2 | 01/12/2017 | 1.15% | 1.14% |
| Issue 3 | 23/10/2017 | 0.60% | 0.598% |
| Issue 4 | 01/09/2018 | 1.10% | 1.09% |
This product is not available for new applications.
