Working at Cambridge & Counties Bank.
As we continue to grow and develop, we’ll be looking for talented and passionate individuals to join our team.
Whether you are just launching your banking career or bringing your expertise with you, we’d love to hear from you.
Senior Credit Underwriter
Location: Leicester with hybrid working Salary: £55,000-£80,000pa.
We are looking for someone to join our Underwriting team to assess the credit and risk profiles of customers within the Pensions/Professions/Real Estate market.
This will include Bridging Funding and Development Finance where you will establish the acceptability of proposals and providing recommendations or alternative solutions where appropriate, that satisfy customer needs and meets business outcomes.
You will ensure that all recommendations for lending sanctions are compliant with the Bank’s policies and regulatory policies.
If you have previous experience as a Credit Underwriter working in commercial Real Estate Finance then we would love to hear from you!
About you
For this role you will need the following skills and experience:
- Significant previous experience as a Credit Underwriter
- Bridging Funding and Development Finance preferred
- Knowledge of the relevant rules under the financial services acts
- A wide knowledge of the commercial environment and sector specialism including pensions, real estate lending and the SME market
- An understanding of financial management and wider management principles and techniques
- A good level of financial and commercial awareness
- A good understanding of Conduct Risk and Treating Customers Fairly requirements relevant to credit operations
- The ability to interpret and implement relevant guidance, ensuring compliance and due regard is paid to the interests of customers and customers are treated fairly
- Excellent oral / written communication skills and organisational skills
- Excellent data evaluation skills
What we offer
- 10% employer pension contributions
- Bonus Scheme
- 30 days’ holiday plus Bank Holidays
- Sell Holiday scheme
- Hybrid working policy as standard and other flexible working options welcomed
- Private Medical Insurance including optical and dental cover from day one
- Life Cover at 4x salary from day one
- Income Protection cover
- Salary Sacrifice Cycle to Work Scheme
- Salary Sacrifice Electric Car Scheme
- Interest-free personal loans for various purposes
- Perkbox membership (discounts on shopping, restaurants, cinema, and lots more)
- Enhanced Maternity and Paternity Pay policies
- Various learning and development opportunities available
- Free tea, coffee and milk
- Christmas and summer parties
- A Wellbeing Team, Colleague Forum, a Green Environmental Action Team, Charities Committee and numerous opportunities to give back to the community, and more …
Diversity and Inclusion
Our aim is for our workforce to be truly representative of all sections of society and our customers, and for each employee to feel respected and able to give their best. We are committed to equal treatment of all colleagues and potential colleagues, including those with criminal records.
If you are successful in your application for employment, we will carry out pre-employment screening including use of the Disclosure and Barring Service (DBS).
For a full job description, please email [email protected]
Thank you.
ApplyCould a career at Cambridge & Counties Bank be for you?
New to banking?
We actively promote diversity of backgrounds and therefore so warmly welcome applications from those without any banking experience. We provide full training at all levels - you may be mid-career, looking for a change and have transferable skills, or just starting out and seeking a range of opportunities.
Experienced?
If you have existing experience in financial services, our specialist roles could be right for you. With a range of departments, you’ll be sure to find the perfect fit.
Currently studying?
We offer paid internships and work placement opportunities, giving you the chance to add some real experience to your CV. We also offer apprenticeships to all age groups across a number of areas of the bank.
At the very heart of our people is a shared identity and belief in what we are about and what we are doing. It’s vitally important to us.
We like to believe that it is our values and ethos that have shaped the behaviour and personality of Cambridge & Counties Bank.
We know how important it is to create an environment where individual differences and contributions from all our employees is recognised and appreciated. After all, our people are what makes us unique.
We believe in promoting inclusivity in our business, and are committed to equal treatment of all employees and candidates.
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