ESG
We understand the importance of our commitments and the impact our choices have. That’s why, we always strive to be exemplary in everything we do; whether it’s in business, our community, or our environment.
Why choose us?
- Award winning Bank
- Speak directly to our UK customer support team
- Straightforward application process
- Manage your savings online, by telephone and post
Finalists for Best Business Variable Rate Deposit Account Provider, and Best Business Fixed Account Provider for the 2025 Business Moneyfacts Awards.
Proud winners of the Business Moneyfacts Award 2023 for Best Business Fixed Savings Account Provider.
Who can apply?
We offer savings accounts to the following types of charities:
- Charitable companies (Limited by Guarantee)
- Charitable incorporated organisations
- Registered charities (Unincorporated)
Who are we?
Owned by Trinity Hall, Cambridge and Cambridgeshire Local Government Pension Fund, we are the result of two well-respected institutions who joined together to create a responsible expert-banking specialist.
Our main aim was to bring back all the great elements of a traditional bank, combining these with all the speed, efficiency, and innovation of a contemporary lender. The result? A fast and flexible way to invest and grow with us, and safely save with us.
Our range of charity notice accounts:
A notice savings account requires you to give advanced notice before making withdrawals.
This type of account helps you plan your finances while earning interest.
Interest
Term
Save between
3.55%
gross/AER variable
3.80%
gross/AER variable
Our range of charity fixed rate bonds:
A fixed rate bond offers a fixed interest rate for a set term. No withdrawals or additional deposits can be made during the term, providing stability and predictable returns.
Interest
Term
Save between
4.50%
gross/AER fixed
4.65%
gross/AER fixed
4.40%
gross/AER fixed
4.40%
gross/AER fixed
4.10%
gross/AER fixed
4.10%
gross/AER fixed
Good to know:
We offer savings accounts to the following types of charities:
• Charitable companies (Limited by Guarantee)
• Charitable incorporated organisations
• Registered charities (Unincorporated)
The charity must be UK-based and pay tax in the UK.
Should your charity operate outside the UK or sends/receives funds/donations from outside the UK we will require further information from you.
The charity’s nominated current account must be with a UK bank or building society and must be held in the same name as the charity name you provide on the application.
We will need role information for the individuals with significant control over the charity i.e. the Chair, Secretary & Treasurer (all must be 18+ and based in the UK).
We may need additional information on your trustees, and they need to be based in the UK.
We may need to ask you for more information. We will use the charity commission website to verify the information you give us.
Your money is safe with us
Your eligible deposits are protected up to £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.
Some of our awards
Commended
Best Business Fixed Deposit Account Provider
Business Moneyfacts Awards 2024
Winner
Best Business Fixed Deposit Account Provider
Business Moneyfacts Awards 2023
Winner
Best Business Fixed Rate Bond Provider
Savings Champion Awards 2023
Highly Commended
Best Business Fixed Rate Bond Provider
Savings Champion Awards 2022
Winner
Best Business Fixed Rate Bond Provider
Savings Champion Awards 2021
B Corp Certified
We are thrilled to be B Corp certified, as we continue our commitment to making a positive impact on the world and use business as a force for good.
Banking with purpose
Take a look at our ESG commitments
Women in Finance Charter
We believe in equal opportunities and understand how important it is to have diversity in a workplace. That’s why we’ve made a commitment, through several initiatives to ensure we achieve this.
Annual results
Each year, we create a report to evaluate our financial performance, provide information about our operations and summarise achievements.
Community support
Community support is ingrained in our culture. Our team actively engages in projects, donating time, expertise, and compassion to various charities. We are committed to making a meaningful difference through ongoing support and contributions to those in need.
Green
Green - We take pride in our dedication to a sustainable future, rooted in a deep-seated ethos that aligns with our core ethos of doing what is right. Our commitment to environmental responsibility is integral to our values.
We are here to help!
Take a look at our Useful documents and FAQs page or get in touch with our customer service team:
Already a customer?
If you’re registered for our online savings service, you may be able to quickly and easily apply for another savings account. Select the 'Apply' tab once logged in to see which products are available.
You can register for our online savings service here.
Alternatively, you can view our current range on our website and follow the application process.
Where your account allows and when your account is open to additional deposits, you can pay funds into your account by electronic transfer from your nominated current account or by cheque (made payable to your organisation name). To pay in funds, you will need to use the sort code and 8-digit account number which we provided in your welcome letter. You can find details about when your account is open/closed for deposits at www.ccbank.co.uk/addingfunds or by calling us on 0344 225 3939.
If any changes need to be made to the account please complete the change of details form. Alternatively, call us on 0344 225 3939 or email us at [email protected] and we will advise you.
The full Terms & Conditions of the account can be found on the product pages or on the Useful documents and FAQs page.
For notice and easy access accounts
If you have registered for our online savings service, you can give notice online via the My Accounts option. Alternatively, you can give notice on your account by calling us on 0344 225 3939.
You can also give notice by completing a notice to withdraw form. These forms are contained within your welcome pack which you receive when you open an account. If you need additional forms, they can be downloaded and printed.
Once completed, the form can be emailed, faxed or posted to us and we will confirm receipt by email.
Once the notice period has expired, the requested funds will be transferred back to your nominated current account electronically, by faster payment, on the following working day and your account will be closed.
Your eligible deposits with Cambridge & Counties Bank are protected up to £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.
For more details about the protection of your deposits, with Cambridge & Counties Bank, read our Information Sheet and Exclusions List.
To learn more about FSCS, including eligibility, please click here or head to their website www.fscs.org.uk