Hire Purchase
A flexible option to acquire business assets without paying upfront costs and tying up capital. Hire the asset over an agreed period with the option to purchase it at the end.
Finance Lease
Enables you to rent an asset and allows you to enjoy immediate use and benefit of the new equipment without a large upfront cost.
Monthly payments deferred for the first 3 months*
No deposit, subject to day one valuation
No document fee on deals drawn before April 2021
Deferred VAT payments (where applicable)
Credit lines available
Available to corporates and fleets only
*Interest will continue to be charged throughout the term and a customer will pay more over the term of the agreement by deferring the payments. Payment deferral is unrelated to FCA & PRA Covid-19 arrangements implemented in 2020.
Reclaiming 100% First Year Allowances on the purchase of a zero emissions vehicle up to April 2025
Reduced National Insurance contributions
The plug-in car grant to extend the support for the purchase of new qualifying vehicles up to 2022/23
0% Benefit in Kind tax, reduced from 16% to 0% for zero emissions cars for the tax year 2020/21
No car tax
No car fuel benefit charge
No city congestion charge
Cambridge & Counties Bank does not give tax, legal, regulatory or accounting advice and you should seek your own independent advice before entering into a transaction.
The accounting treatment of a particular product is a matter for agreement between you and your auditors.
The personal information you supply to Cambridge & Counties Bank in this form will be processed in accordance with the Data Protection Act 2018 to help your enquiry. We may share this information with other departments, or law enforcement organisations to improve service delivery or for the prevention of crime and fraud where the law allows this. Further information on how we handle your personal information can be found here
Cambridge & Counties Bank
Charnwood Court
5B New Walk
Leicester LE1 6TE
Please note this is a postal address and not a branch.
Email: [email protected]
Phone: 0344 225 3940
Fax: 0116 254 4637
Calls may be recorded for training purposes and to improve the service we provide.
At Cambridge & Counties Bank we know that not all asset finance deals are the same and they don't fit into distinct credit criteria. Because of this, our experienced front line and manual underwriting teams work closely to make sure we structure the ideal loan for your requirements.
We are also part of the Finance & Leasing Association which means you have additional peace of mind when it comes to your asset finance borrowing needs.
Cambridge & Counties Bank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm registration number 579415. Our authorisation can be checked at the Financial Services Register at www.fca.org.uk.
Cambridge & Counties Bank Ltd Registered Office: Charnwood Court, 5b New Walk, Leicester England, LE1 6TE. Registered in England and Wales No. 07972522.
VAT Registration Number GB 208354420.
© Cambridge & Counties Bank Limited